*Available after providing notarised ID documentation. Standard limit is 20,000 USD


The T24 Black Visa Prepaid card comes complete with a load limit of up to 50,000 USD*, complimentary travel benefits of Priority Pass membership, and a full-featured range of web-based and mobile cardholder services


50,000 USD Load Limit*

With high limits, the T24 Black prepaid card offers a real alternative to credit cards

Visa Prepaid Card

Reloadable prepaid card that works anywhere the Visa trademark is displayed

Use Worldwide

Can be used online, in-store or at ATMs in over 179 countries worldwide

T24 Black prepaid card - What You Get


Enjoy standard Prioirty Pass membership with the T24 Black prepaid card

Priority Pass Membership

Complimentary Priority Pass membership worth 99 USD, giving you access to 850+ airport lounges worldwide for 27 USD per visit

Read more

Mobile Application

Manage your prepaid card on the go with our cardholder services mobile application.

*Notarised ID documentation required

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Complimentary Priority Pass membership worth 99 USD, giving you access to 850+ airport lounges worldwide for 27 USD per visit

Access 850+ airport lounges with your T24 Black prepaid card Priority Pass benefitWith your T24 Black prepaid card you will receive a complementary standard Priority Pass membership, giving you access to 850+ airport lounges in over 100 countries worldwide. With your membership, you and your guests will be able to access these lounges for 27 USD per visit, per person, allowing you to wait for your flight in comfort. Value of a standard Priority Pass membership is 99 USD per annum.

The T24 Black card is the first prepaid card to have been truly designed with travellers in mind, and as such, is the only prepaid card to offer complementary Priority Pass membership to its customers. Using your Priority Pass with us couldn’t be easier, as the cost of entrance to any participating lounge is charged directly to your T24 Black Visa prepaid card, making access and keeping a record of your lounge use simpler, as any visits will appear on your online card statement.

I use my Priority Pass card for business, but it's also a fantastic way to get in the holiday mood. It helps take a little of the pain out of the trip home.

To find out more about participating airport lounges please visit the Priority Pass website for a full directory. You may also wish to install the Priority Pass mobile app, available for iOS, Android and Blackberry, which allows you to view the lounge directory on the move.

The Priority Pass is the perfect travel companion and makes it easier than ever before to take the stress out of airport layovers, by giving you access to private, members only lounges designed with relaxation in mind.

Features of the Priority Pass and what your membership entitles you to include:

  • Access to over 850+ airport lounges in more than 300 cities in over 100 countries worldwide
  • Including entry to over 70 lounges in the US, usually reserved exclusively for an airline's own programme members
  • Access to business facilities – Email, internet, phones, fax machines and even conference space in some lounges¹
  • Complimentary refreshments and snacks²
  • Entry for your guests – your guests can join you in the lounge for a nominal fee³

¹Specified lounges have internet and conference rooms – please check your lounge directory for details

²The provision of complimentary refreshments is at the discretion of the lounge operator and in some instances may be limited

³Depending on the terms of your package, a charge will automatically be made to your nominated card for each guest

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The T24 Black card is a full-featured prepaid card that gives you everything you need to fully manage and use your black card efficiently and safely, from wherever you are in the world

Activating/registering your T24 Black prepaid card

Activate/Register Your Card

When you first receive your T24 Black VISA prepaid card you’ll need to active it by phone, using our IVR service. Once activated, you’ll then need to register your prepaid card with our cardholder services before you can use it.

After registering, you’ll be able to access your statements, transaction history along with other prepaid card management functionality both online, through our website, and on the go, through our iOS and Android cardholder services mobile apps.

  • Your prepaid card needs to be activated prior to use

  • This can be done via our web cardholder services or SMS functionality

  • You can register up to two different T24 prepaid cards

Managing your T24 Black prepaid card account

Track Your Spending

Our web-based cardholder services make it easier than ever for you to monitor and track your spending, giving you access to your statements and transaction history in real-time, wherever you are, simply by going online and logging in.

Through our web services you can also search your transaction history and export your statements to excel, allowing you to use your transaction data offline. We also offer a limited version of our cardholder services as a mobile app, available for both iOS and Android, which give you greater accessibility to your account history whilst on the go.

  • Track and monitor your spending

  • Review your statements online

  • Search your transactions online

  • Export your transaction history to excel

T24 Black prepaid card to card transfers

Card to Card Transfer

T24 Black cardholders can instantly transfer money between their prepaid card and that of another T24 cardholder at the click of a button, through our cardholder web services or SMS functionality.

With card to card transfers, you can send up to 1,000 USD, three times a day, between your T24 VISA prepaid card and that of other T24 cardholders. These transfers are instant and carry a flat fee of 2 USD.

  • Transfer money from one T24 prepaid card to another

  • Can be made either though our cardholder web services or SMS functionality

  • Up to 1,000 USD can be transferred in a single Card to Card transfer

  • Card to Card transfers carry a flat fee of 2 USD

Apply for your Black Card now Apply Now


This summary shows you the main fees and limits of the T24 Black prepaid card. Download a full Fee Schedule or the complete Terms and Conditions.


Currency (USD)

On Application
Application Fee - T24 Black Full (20k Standard load limit, higher with extended ID verification) - Priority Pass 150 USD
Application Fee - T24 Black Limited (No complimentary Services) 110 USD
Activation Fee Free
Get PIN / PIN Change Free
Load & Transfer Fees
Card to Card Transfer (by SMS or Website) 2 USD
Bank/Telegraphic Transfer (TT) load 2 USD
Load Limits
Minimum Card-to-Card Transfer via Website or SMS 20 USD
Maximum Card-to-Card Transfer via Website or SMS 1,000 USD
Maximum Load Per Transaction (Bank/Telegraphic Transfer only) 20,000 USD
Maximum Load Per Day (Bank/Telegraphic Transfer only) 20,000 USD
Maximum number of Loading Transactions Per Day (including card-to-card transfers) 3
Maximum Card Balance - Standard ID Verification (15K Euro equivalent) 20,000 USD
Maximum Card Balance - Notarized ID Verification 50,000 USD
Maximum POS & Online Spend Over 4 Days - Notarized ID Verification 60,000 USD
Retail Purchase Fees & Limits
Retail Purchase Transaction FREE
Retail Transaction Refund FREE
Declined Transaction Fee FREE
ATM Fees & Limits
ATM Withdrawal - USD 1.20 USD
ATM Withdrawal - Non USD 3 USD
Maximum Number of Daily ATM Withdrawals 6
Maximum ATM Daily Withdrawal 2,000 USD
Foreign Exchange Conversion Fee
Foreign Exchange Markup (for transactions in a currency other than USD) 1.8%
Administration Fees
Monthly Service Charge (Charged from month 13 from activation onwards) 15 USD
Administration fee 50 USD
IVR Services FREE
Replacement Card (for lost/stolen/expired cards) 20 USD
Refund Fee (on early card cancellation) 25 USD


This is a summary of some of the most frequently asked questions we get from cardholders . If you have a question that isn't answered here please contact us.


How does the prepaid card work?

The T24 Black VISA prepaid card is a reloadable prepaid card that looks and functions just like any other VISA card without offering a credit facility. Cards are activated and provided a PIN, over the phone. You may use the card at any POS, online or ATM terminal displaying the VISA® trademark. You must however load and have funds available on the card in order to use it. The value of a purchase is deducted from the funds available on the card.

Does my credit rating or bank account balance matter?

No, you can apply for and obtain a T24 Black prepaid card regardless of your credit rating or bank account balance.

How do I manage my prepaid card account?

Cardholders can transact with and manage their prepaid card accounts with the ease of a mobile phone SMS, including making fund transfers, card loading, checking balances etc. The T24 online transacting platform enables all these operations to be performed conveniently.

How do I load funds onto the prepaid card?

T24 Black VISA prepaid cards may be loaded by a range of convenient means, including directly from bank accounts, from another T24 prepaid card and batch payroll payments. A card can be loaded over and over again and funds are available for use instantaneously.

Is my account, with full transaction detail and history available to view?

Yes, all account and transaction information is available 24/7 online via an account management facility. You can also check your balance and three last transactions anytime via SMS.

How secure are these prepaid cards? What if a card is lost/stolen?

The prepaid cards can be personalised and a PIN is associated with every card. All payments are made through a secure channel. In the event that a prepaid card is lost or stolen it can be blocked immediately, locking the funds on the card, and replaced. Exposure to a loss is limited to the amount of funds that exist on the card at any point in time.

How does the mobile functionality work?

For full information on the SMS functionality on your T24 Black VISA prepaid Card, please see SMS functionality.

Can I block a prepaid card temporarily?

Yes, you may lock a prepaid card temporarily and unlock it at your convenience using SMS. Please see the SMS section for instructions SMS functionality.

How can I apply for a prepaid card?

You can apply online by clicking Apply Now. You will need a clear scanned color copy of your Passport and Proof of Address (Utility bill, Rental Agreement or Bank Account) that is no more than 3 months old.

When will I receive my prepaid card?

You will receive your T24 Black VISA prepaid card within 14 working days of your application being approved. If you fail to receive your prepaid card after this please contact our customer support team, details of which can be found on our contact us page.

May I apply for multiple prepaid cards?

The T24 Black VISA prepaid card has a very high spending limit and therefore we have chosen to limit the amount of cards to one per person.

When can I start using my prepaid card?

Upon receipt of a prepaid card, cardholders must sign the back of the card in the box highlighted 'authorised signature' and then activate their card as per the instructions provided in the welcome pack. Cards must be activated over the phone before cardholders can access their funds or load funds onto their prepaid card.

Is any interest earned on the prepaid account?

There is no interest accrued on the prepaid funds.

What are the fees and terms and conditions?

The full Terms and Conditions with fees you can get here: Terms and Conditions.

Do the prepaid cards have an expiry date?

Yes, the T24 Black VISA prepaid card expires after 3 years. If the cardholder is actively using the card, a replacement will be offered. The validity period is printed on the front of the card.

How do I get my PIN?

Your PIN is retrieved through IVR. To activate your T24 prepaid card, have your physical card, and your access code ready. Then call +44(0)20 7281 6090 and follow the instructions.

What are the benefits?

To read about the full benefits of the T24 Black VISA prepaid card, please see benefits section.

What is the minimum balance I have to keep on the prepaid card?

There is no minimum balance requirement on the T24 Black VISA prepaid card.

What is 3D secure?

3D Secure is a safety protocol developed by VISA to improve the security of online payments. It works as an added layer of security.

Why is my prepaid card declined at self service petrol stations?

Self service petrol stations do not have the ability to check your balance online. For your security, we cannot authorize this type of transaction.

What happens if my application is declined?

The cost of the application will be reversed back to your credit/debit card without extra cost.

Can I use my prepaid card overseas?

You can use your T24 Black VISA Prepaid Card anywhere in the world where the VISA Acceptance Mark is displayed.

How do I log on to my account?

You can log on to your account here: Account Login.

Apply for your Black Card now


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United Kingdom

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